Risk manager in Credit Risk Team Micro Credit Management Department Ref:HQ1242 София

Risk manager in Credit Risk Team Micro Credit Management Department Ref:HQ1242
София

At UBB we share values ​​such as trust, equity and inclusion, by taking the responsibility to our employees and to the society extremely seriously. We strive to be a role model by encouraging open dialogue and collaboration and by creating an environment where every employee feels heard and appreciated. At UBB we firmly believe that people are our greatest asset and the driving force for our company to pursue the excellence we have been striving for. The company is convinced that the ultimate goal must always be meaningful and in sync with our company core values. We will be happy if you would share your uniqueness and become part of our team, where together to  be First!

Main responsibilities of the position:

Review and decision of credit applications for new credit limits/credit reviews and renegotiation based on customer profile, logic of the transactions, financial data and ratios, loan purpose and collateral, preparation of recommendations for a final decision according to the delegation matrix for the Supervisor/ Head of Department / Directorate

Ensure the decision of credit applications for new credit limits/credit reviews and renegotiation to be in terms of proper assessment of the risks involved and compliance with existing risk management standards, policies, practices, and tools

Cooperate with the Credit Policy and infrastructure team in establishing the Credit Policy and recommend amendments whenever necessary as well as monitor the compliance with the approved Credit Policy

Ensures the adherence of the quality of the work of the risk origination units/branches to the current credit policies and regulations

Competences we look for:

Master degree in Economic or Finance

Minimum 1 years working experience in Credit Management and/or business experience in lending

Excellent knowledge of MS Office (Excel, MS Power Point and etc. )

Excellent knowledge in English

Ability to work in a team with focus on collaboration

Knowledge and skills in Micro/SME companies` financial assessment and/or lending area

You will find:

Excellent opportunities for professional and career development in one of the leading banks in Bulgaria

Competitive remuneration

Various opportunities for learning and further development of the professional skills and competences

Preferences for the bank products and services

Additional health insurance

Life/Accident Insurance

Food vouchers - 80 BGN

Referral program

Additional bonus for important life events

Hybrid working model and flexible working time (for the employees in Head Office)

25 days annual paid leave

Sport card

Participation in a solidarity fund which helps employees and their families when necessary

Share your future with us!

 Only shortlisted applicants will be invited for an interview. Confidentiality is guaranteed and the submitted data are under special protection in line with the Law on Personal Data Protection.