Senior Expert, Credit Risk, Monitoring and Risk Management, Sofia
We are Tokuda Bank - a company that successfully incorporates Eastern traditions and Western trends. Our principles are transparency, clarity and correctness.
Tokuda Bank AD is owned by the Japanese company Tokushukai Incorporated and has been part of the dynamically developing banking sector in Bulgaria for 29 years.
We are a responsible employer and strive to provide career growth and skills development opportunities to our employees, working in a supportive environment and in a collaborative and friendly team.
If you are a responsible and proactive person and you set yourself high goals, would you become a part of our team?
• Credit analysis and assessment of credit risk on retail loans to individuals and micro- and SME companies.
• Prepares risk opinions on proposals for new loans and for renegotiation/restructuring of existing loans. Presents risk opinions to the Bank’s Credit Committee or the Classification and Provisions Committee.
• Prepares risk opinions on proposals for new retail products or for changes in existing retail products.
• Monitors and manages credit risk on loan facility and portfolio level in accordance with the regulatory framework and internal procedures. Prepares recommendations for changes in existing retail products and internal policies and procedures.
• Monitors credit and product limits and reports key risk indicators related to credit risk.
• Participates in the development and periodic reviews of internal policies and procedures related to credit risk.
• Maintains internal registers and prepares internal reports related to the credit risk management.
• University degree
• Excellent knowledge of English
• Good knowledge in MS Office
• Professional experience – minimum 2 years bank’s experience; experience on a similar position in a Bank is an advantage
• Excellent organizational, communicative and time-management skills
• Responsible and diplomatic personality
• Excellent career opportunity
• An excellent Competitive remuneration package
• Friendly and supportive work environment
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